Ghana
Best ISP billing system in Ghana (2026)
Updated 19 October 2026 · VillageHub
Short answer
The best ISP billing system in Ghana depends on how you collect MTN MoMo, Telecel Cash and AirtelTigo Money payments, whether you want cloud or self-hosted software, and whether you sell hotspot bundles, PPPoE subscriptions, or both. For most small and mid-sized MikroTik or Omada operators who want cloud hosting, Hubtel or Paystack payments into their own account, and local SMS, VillageHub is a strong choice: hotspot costs GHS 120 a month or 3% of what you collect, whichever is higher, and PPPoE costs GHS 4 per active client. SopraEnt is cheaper on a flat USD 7 a month, XenFi charges 3% per sale with no monthly fee, Centipid also supports Hubtel and Paystack, and PHPNuxBill is free if you self-host.
| Product | Hosting | Starting price | Local payments | PPPoE | Best for |
|---|---|---|---|---|---|
| VillageHub | Cloud (SaaS) | Hotspot: GHS 120/mo or 3% of collections, whichever is higher. PPPoE: GHS 4 per active client/mo | Hubtel, Paystack; money goes to your own account | Yes, with reminders, grace and auto cut-off/reconnect | Operators who want Hubtel or Paystack plus Ghanaian SMS in one cloud dashboard |
| Centipid | Web app | Hotspot: 3% of revenue. PPPoE: USD 0.25 per user/mo. Minimum USD 5/mo | Hubtel (Ghanaian mobile money), Paystack | Yes | Operators who want percentage pricing and many gateways |
| SopraEnt | Hosted (branded subdomain per ISP) | USD 7/mo flat outside Uganda, no revenue share | Lists Hubtel and Paystack among 19 gateways | Yes | Busy hotspots that want a low flat fee |
| XenFi | Cloud | 3% of each sale, no monthly or setup fee | MTN MoMo, Telecel Cash, AirtelTigo Money, cards, vouchers | Yes | New hotspots with low or uneven sales |
| PHPNuxBill | Self-hosted (PHP 8.2 + MySQL) | Free (GPL); you pay for the server | Via downloadable gateway plugins | Yes | Technical operators who want full control |
Prices checked 19 Oct 2026 from each vendor’s public pricing page or repository. USD 1 was about GHS 11.63 on 19 Oct 2026 (mid-market).
What to look for in an ISP billing system in Ghana
Ghanaian customers pay from MTN MoMo, Telecel Cash and AirtelTigo Money as well as cards. Billing systems usually reach these through an aggregator such as Hubtel or Paystack. Check which aggregator a system supports, whether payments settle to your own merchant account, and what the aggregator charges per transaction on top of the billing fee.
Hotspot customers pay before they are online, so the payment page must be reachable through the router’s walled garden. Centipid’s Paystack documentation makes the same point. A good system configures this for you.
- Hubtel or Paystack support, with settlement to your own merchant account
- Coverage of MTN MoMo, Telecel Cash and AirtelTigo Money
- Fees in GHS, or a USD amount you can convert
- Local SMS for receipts and reminders (for example Hubtel, BulkSMS Ghana or SMSOnlineGH)
- MikroTik hotspot and PPPoE support with automatic cut-off and reconnect
- Licensing: the National Communications Authority (NCA) regulates communications services and runs licensing and authorisation, so confirm with the NCA which authorisation your service needs
How VillageHub fits Ghanaian operators
VillageHub is cloud SaaS billing for MikroTik RouterOS (one-click provisioning) and TP-Link Omada. Customers pay through Hubtel or Paystack into your own account, and SMS can go through Hubtel, BulkSMS Ghana or SMSOnlineGH as well as Africa’s Talking, Twilio or Infobip.
Features include vouchers, phone-number login, 11 captive portal designs, PPPoE billing with reminders, grace and automatic cut-off and reconnect, night and weekend offers, agents with an Android agent app, a white-label customer app, an AI assistant and outage credits. Unlimited routers, no setup fee and a 30-day free trial.
When another option is better
- You want the lowest fixed fee: SopraEnt’s flat USD 7 a month (about GHS 81) is below VillageHub’s GHS 120 hotspot floor and has no revenue share.
- You want to pay nothing in a month with no sales: XenFi has no monthly floor.
- You need a gateway other than Hubtel or Paystack: check Centipid’s or SopraEnt’s gateway lists.
- You want free software and can run your own server: PHPNuxBill supports hotspot and PPPoE; Mikhmon handles MikroTik hotspot vouchers.
Frequently asked questions
What is the best ISP billing system in Ghana?+
It depends on your gateway and hosting needs. For small and mid-sized operators who want cloud hosting and Hubtel or Paystack payments into their own account, VillageHub is a strong choice. SopraEnt is cheaper on a flat fee, XenFi has no monthly floor, and PHPNuxBill is free if you self-host.
How much does VillageHub cost in Ghana?+
Hotspot billing is GHS 120 a month or 3% of collections through VillageHub, whichever is higher. PPPoE is GHS 4 per active client per month. 30-day free trial, no setup fee.
Which Ghanaian payment gateways does VillageHub support?+
Hubtel and Paystack. Payments go to your own account.
Which SMS providers can I use in Ghana with VillageHub?+
Hubtel, BulkSMS Ghana and SMSOnlineGH, as well as Africa’s Talking, Twilio and Infobip.
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